Accurate Paycheck & Payroll Calculator

Wondering what your take-home pay will be? Use our free payroll calculator to get a close estimate of your net pay per paycheck. This tool is perfect as a salary paycheck calculator or an hourly paycheck calculator. Simply enter your gross pay and W-4 information to see a detailed breakdown of your deductions, including federal and state taxes.

Pay Information
Deductions (per Pay Period)
Federal Withholding (Form W-4)
State Withholding

State withholding options will appear based on state selection.

Understanding Your Paycheck Calculation

Our gross to net calculator is designed to provide a clear estimate of your after-tax salary. When you receive a paycheck, several deductions are taken from your gross pay. This tax withholding estimator helps you see exactly where that money goes, from federal taxes to FICA contributions. Using a reliable paycheck tax calculator like this one can help you budget more effectively and make informed financial decisions.

Key Paycheck Deductions Explained

  • Federal Withholding: This is the amount of federal income tax withheld from your pay, based on the information you provide on your Form W-4. Our W4 calculator for 2025 considers your filing status, dependents, and other adjustments.
  • FICA (Social Security & Medicare): Our FICA tax calculator automatically computes these mandatory payroll taxes. Social Security is taxed at 6.2% up to an annual limit, and Medicare is taxed at 1.45% with no limit.
  • State Withholding: The state withholding calculator portion adjusts based on the state you select, as each has different tax laws.

Frequently Asked Questions (FAQ)

Q: Can I use this as a net pay calculator for hourly wages?

A: Yes. To use it as an hourly paycheck calculator, first calculate your gross annual salary (hourly rate × hours per week × 52 weeks) and enter that amount in the salary field.

Q: How accurate is this take home pay calculator?

A: Our free payroll calculator uses the latest tax brackets to provide a very close estimate. However, it should be used for informational purposes only. Your actual net pay may vary slightly due to local taxes or specific benefit deductions not included here.